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Servicemembers’ Group Life Insurance (SGLI) provides a strong foundation of protection for families of active-duty military personnel and reservists, however if you have a family, insurance is an absolute necessity and most families don’t have enough. A variety of life insurance topics will help you make informed decisions for your family. While it’s a little bit paternalistic, it’s a firm nudge to get Soldiers to get life insurance for themselves and their families. If you don’t specifically request for something else, you will be covered for the full $400k.

Health insurance, dental insurance, life insurance and vision insurance are all types of Medical Plans.  There are even some plans that offer a combination of some or all of these insurances. Your budget and need for these insurances will guide you to select the best plan. If you have the resources your best bet is to get a combination package that covers a few or all of the aforementioned insurances. If you are on a small budget you may want to look into discount plans . These will be lower payments and not have a precondition clause but they will require you to pay a certain percentage of each medical appointment and need. This is a serious decision so be aware of all your options.