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Servicemembers’ Group Life Insurance (SGLI) provides a strong foundation of protection for families of active-duty military personnel and reservists, however if you have a family, insurance is an absolute necessity and most families don’t have enough. A variety of life insurance topics will help you make informed decisions for your family. While it’s a little bit paternalistic, it’s a firm nudge to get Soldiers to get life insurance for themselves and their families. If you don’t specifically request for something else, you will be covered for the full $400k.